Effective 1st December 2018, as a registered health practitioner, a ‘paramedic’ is responsible to meet the National Board’s registration standards which include having appropriate Professional Indemnity Insurance. This is a requirement under the National Law and it is an important part of how the National Scheme protects the public (section 129 of the National Law).
The Professional Indemnity Insurance arrangements must provide adequate and appropriate cover that meets the requirement of the National Board’s Professional Indemnity Insurance arrangements registration standard, which cover for all aspects of practice.
The registration standard will specify a minimum level of cover which depends on a combination factors including,
- the practice area the practitioner work in,
- the service users the practitioner work with,
- the risk involved with the practice.
You can download the Paramedicine Board of Australia Registration Requirements and Frequently Asked Questions here:
Professional indemnity insurance arrangements registration standard
FAQ: Professional indemnity insurance arrangements registration standard
Meeting the requirement to hold Professional Indemnity Insurance arrangements
The following table outlines the insurance requirements for paramedics.
| If you are employed |
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| If you are self-employed |
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| If you carry out a combination of employed and self-employed roles |
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| If you are practising as a volunteer/unpaid position |
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| If you hold non-practising registration or if you are registered but are not practising |
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Professional Indemnity Insurance for Paramedical services
At Optimum Insurance, we make choosing an insurance policy easy, by providing an expert, tailored service to equip you with the right policies for your business and minimise your risk. For more information about Professional Indemnity Insurance and to obtain a quote, contact us online or call one of our friendly staff on 1300 739 861.
Disclaimer – “This material contains general information only and may not suit your particular circumstances. To decide if a policy is right for you please carefully read the relevant Product Disclosure Statement (PDS) and/or Policy wording. While we have exercised due care and skill in preparing this information, Optimum Insurance Services (Optimum) does not accept any legal responsibility or liability for negligence or otherwise to you or anyone else who seeks to rely on this information. This includes, without limitation, loss arising from a possible failure of the information to comply with statutory or regulatory requirements or the failure of the information to identify other terms and conditions beyond those considered in this document. You should obtain advice to ensure that your policy provides adequate cover for your circumstances. “Optimum Insurance Services Pty Ltd is a Corporate Authorised Representative of Insurance Advisernet Australia Pty Ltd (Car No. 291220), Australian Financial Services Licence No 240549, ABN 15 003 886 687.”
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