Ensure you have the right protection Business insurance policies provide protection and peace of mind against a range of risks, including the follow. In subsequent articles in this series we will be focusing, in more detail on each of the covers Fire & Perils...
Running a business or starting a new business is one of the biggest and most challenging things you might ever do in your life. It can also be very rewarding as well as being the gateway to financial success for your own future and that of your family. But why do so...
Change of Risk or Circumstances It is important that you notify your insurer or adviser of anything that represents a departure from your normal form of business during the insurance period. Your insurer has assessed and accepted the risks of your insurance policy...
Before you enter into a contract of insurance, you have a duty under the Insurance Contracts Act 1984 to disclose to the insurer every matter that you know, or could reasonably be expected to know, that is relevant to the insurer’s decision on whether or not to accept...
Contractual Liabilities Contractual Liabilities (indemnities) and Commercial Risks are excluded under insurance, unless such liability would have existed in absence of the contract being in place. In some cases contracts may impose unreasonable conditions and/or...
The IT Industry is very broad and covers many professions. As with many industries, there are associations that IT Professionals can become members with, whether you are an IT Consultant or IT Contractor, Software Developer or other IT Professional. Each association...