DIRECTORS & OFFICERS LIABILITY COVERAGE Misleading & Deceptive Conduct A marketing firm was sued for misleading and deceptive conduct by one of the Insured's competing restaurant for advertising that the Insured restaurant employed a celebrity chef. This...
The IT Industry is very broad and covers many professions. As with many industries, there are associations that IT Professionals can become members with, whether you are an IT Consultant or IT Contractor, Software Developer or other IT Professional. Each association...
Applicable to Small Business Standard Form Contracts New unfair contract terms law for small business comes in to effect 12th November 2016. This new law provides protection for small business for unfair terms in standard form contracts. At least one party to the...
It's a sad fact that many small businesses fail after an unexpected event because of inadequate insurance. Research has shown that 70% (Insurance Council of Australia) of uninsured or under-insured businesses that incur a major insurable loss fail within the...
A Retail Business is a business that sells products to consumers (excluding manufacturers, importers/exporters). It is important to firstly explain the coverage provided by each of these policies. These policies do not overlap or provide dual cover. We have summarised...
It is extremely important that you review your insurance policies at minimum annually or more frequently if your business changes so that adequate protection is provided for your business. Remember Your assets need to be insured for the cost to replace them at...