Personal Accident Insurance Policies

Personal Accident Insurance policies provide cover for accidents, during the period of insurance, that result in injury, illness, or death to the insured person. A variety of occupations can seek cover, including the self-employed, small business owner or employee.

Depending on the result of the accident (death, illness, permanent disability, broken bones, temporary total disablement, or temporary partial disablement), either a lump sum payment or weekly benefits will be paid to the insured person. This assists in reducing financial hardship and the insured person’s inability to attend their usual occupation.