Home & Contents Insurance Policies
Listed (Defined) Events Insurance Cover
This type of policy is a considered the basic cover. It provides protection for new for old replacement of your Home & Contents for listed events such as fire, theft, malicious damage, glass breakage, storm damage, flood and earthquake.
It also includes legal liability for bodily injury or property damage and temporary accommodation costs while your residence is being repaired or rebuilt.
Accidental Damage Insurance Cover
This type of policy provides cover for all benefits under the Listed Events Policy and in addition provides protection for accidental loss or damage to your home or contents.
It generally includes automatic cover for personal items of contents away from home such as jewellery, camera, sporting equipment and other contents (subject to policy limits which varies from insurer to insurer).