Professional Indemnity Insurance is essential protection for professionals who provide a service, including design and advice. It provides indemnity for claims brought against you for financial loss, injury or damage arising from a breach (or an alleged breach) of...
The IT Industry is very broad and covers many professions. As with many industries, there are associations that IT Professionals can become members with, whether you are an IT Consultant or IT Contractor, Software Developer or other IT Professional. Each association...
The IT Industry is very broad and covers many professions. As with many industries, there are associations that IT Professionals can become members with, whether you are an IT Consultant or IT Contractor, Software Developer or other IT Professional. Each association...
Change of Risk or Circumstances It is important that you notify your insurer or adviser of anything that represents a departure from your normal form of business during the insurance period. Your insurer has assessed and accepted the risks of your insurance policy...
Before you enter into a contract of insurance, you have a duty under the Insurance Contracts Act 1984 to disclose to the insurer every matter that you know, or could reasonably be expected to know, that is relevant to the insurer’s decision on whether or not to accept...
Contractual Liabilities Contractual Liabilities (indemnities) and Commercial Risks are excluded under insurance, unless such liability would have existed in absence of the contract being in place. In some cases contracts may impose unreasonable conditions and/or...