Applicable to Small Business Standard Form Contracts New unfair contract terms law for small business comes in to effect 12th November 2016. This new law provides protection for small business for unfair terms in standard form contracts. At least one party to the...
It's a sad fact that many small businesses fail after an unexpected event because of inadequate insurance. Research has shown that 70% (Insurance Council of Australia) of uninsured or under-insured businesses that incur a major insurable loss fail within the...
A Retail Business is a business that sells products to consumers (excluding manufacturers, importers/exporters). It is important to firstly explain the coverage provided by each of these policies. These policies do not overlap or provide dual cover. We have summarised...
Does your business provide products or services to customers that come in and out of your establishment? If "yes", then the answer to the next question is a very important one. That question is: Do you have public and products liability insurance? If you...
It is extremely important that you review your insurance policies at minimum annually or more frequently if your business changes so that adequate protection is provided for your business. Remember Your assets need to be insured for the cost to replace them at...
If you undertake at least 2 business trips a year and personal leisure travel more than 200km from your home or work, it would be cost effective for you to consider Annual Corporate Travel Insurance. Travelling abroad for work and/or pleasure can be an exciting...