Marine Transit Insurance Claims

Marine Insurance Claim from a Third Party It is important that NO admission of liability is made by you to any third party. The third party demand can be either verbal or written demands (under most policies) substantiating any damages claimed. When making a claim,...

Public and Products Liability Insurance Claims

What to Do It is important that NO admission of liability is made by you to any third party. The third party must forward a written demand to you substantiating any damages claimed. When making a claim, the documents outlined below should be sent to your insurer or...

Flood Update Review

Flood definitions update for insurers The Government has released the final Regulations to the Insurance Contracts Amendment Act 2012 (No. 41, 2012) (the Act) setting out the standard definition of flood that the insurer will be required to use. New flood provisions...

Setting Indemnity Periods for Business Interruption Insurance

Business Interruption Insurance provides cover in the event of a fire or associated peril claim and provides protection for the businesses gross profit.  This section of the policy should include claims preparations costs as well as covers for additional...

Cyber Threats: Is Your Business at Risk?

Cyber security threats to corporations and government organisations are becoming more sophisticated and are occurring faster than ever before. Symantec’s 2011 SMB Disaster Preparedness Survey showed that SMBs are increasingly fearful of online threats and data...

Not all insurance policies are created equal…

“… please don’t burden yourself or your family with the financial stress of not having the right insurance protection… especially when the best professional advice that you can rely on is only a FREE toll phone call away.” The importance of understanding the extent of...

 

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