Cover for damage to your physical property including; building, contents and stock caused by one or more defined events or perils. You will generally find two types of cover available: Accidental Damage Defined Events Accidental Damage (or AD) is a much broader policy...
Ensure you have the right protection Business insurance policies provide protection and peace of mind against a range of risks, including the follow. In subsequent articles in this series we will be focusing, in more detail on each of the covers Fire & Perils...
Running a business or starting a new business is one of the biggest and most challenging things you might ever do in your life. It can also be very rewarding as well as being the gateway to financial success for your own future and that of your family. But why do so...
As a professional you are putting yourself out there. You are providing a service to the public. You are also human and mistakes do happen. In the event that you, or one of your employees unintentionally makes an error, or have an omission in your work and you could...
When looking to purchase insurance, it can be confusing as to what company is the best to buy your insurance from. If that isn’t bad enough, you also have to decide whether or not to buy your insurance from an insurance broker or an insurance company. There may...
Subrogation refers to one person stepping into another person’s shoes. In the context of insurance, it’s when an insurer tries to recoup the expenses it paid out for a claim when a third party was responsible for causing at least some of the damage. There...