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Drones and Insurance within Australian Industries

Drones and Insurance within Australian Industries

There’s no doubt we’ve entered a critical period in the development of drone use in Australia. As commercial drone usage is forecast to double, it’s important that risk mitigation efforts keep pace.

Drone or commonly refer to other terms such as ‘Remotely Piloted Aircraft (RPA)’, ‘Unmanned Aircraft System (UAS)’, or ‘Unmanned Aerial Vehicle (UAV)’, are terms used to define “An aircraft that is flown from a remote location without a pilot located in the aircraft itself”.

Drones have become incredibly popular in the in the past few years. With high-end options such as camera and video recording equipment, drone use is already utilised in major commercial industries including construction, real estate, agriculture, supply chain and media.

It is important for businesses to have operating manuals, maintenance logs, and a record of parts or add-ons they’ve purchased and comply with the Civil Aviation Safety Regulations and not breach privacy laws.

Civil Aviation Safety Regulation

Civil Aviation Safety Authority (CASA) is a government body that regulates Australian aviation safety. There are two categories, Commercial Drones under 2KG and Commercial Drones over 2KG which both require different processes.

The Civil Aviation Safety Regulation requires you to:

  • Only fly during daylight hours
  • Only fly one drone at a time
  • Only fly by visual line of sight (close enough to maintain orientation and achieve accurate flight and tracking)
  • Not fly higher than 120 metres above ground level
  • Not fly in a prohibited or restricted area without permission
  • Not fly closer than 30 metres to other people
  • Not fly over populated areas (ie ovals, parks or beaches)
  • Not fly within 5.5 kilometres of an aerodrome with an operating control tower
  • Not fly in a public safety operation without permission (i.e. motor vehicle accidents or police, firefighting or search and rescue operations.

Click here for more information about rules that apply when flying a drone.

Does Insurance Cover the Use of Drones?

With more Australian companies using unmanned aircraft in their business activities, it’s imperative to take insurance into consideration before you can get your drone operation off the ground.  If anything, you’ve got peace of mind knowing that you’re covered in the unlikely event of an accident.

Arranging Insurance Cover

It is likely if you haven’t advised your insurer or adviser that you may not be covered. There are several insurers that have dedicated products for liability for the use of Drones. If arranging insurance for your business is something you would like to do, contact an insurance adviser. At Optimum Insurance, we obtain competitive quotes from Australia’s leading insurance companies and tailor cover to your needs.

If you require our assistance or advice, please contact us on 1300 739 861.

 

Disclaimer – “This material contains general information only and may not suit your particular circumstances. To decide if a policy is right for you please carefully read the relevant Product Disclosure Statement (PDS) and/or Policy wording. While we have exercised due care and skill in preparing this information, Optimum Insurance Services (Optimum) does not accept any legal responsibility or liability for negligence or otherwise to you or anyone else who seeks to rely on this information. This includes, without limitation, loss arising from a possible failure of the information to comply with statutory or regulatory requirements or the failure of the information to identify other terms and conditions beyond those considered in this document. You should obtain advice to ensure that your policy provides adequate cover for your circumstances.

“Optimum Insurance Services Pty Ltd is a Corporate Authorised Representative of Insurance Advisernet Australia Pty Ltd (Car No. 291220), Australian Financial Services Licence No 240549, ABN 15 003 886 687.”

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